Debt Relief in Clearwater Bankruptcy Attorney Mark E. Schleben handles Chapter 7 & 13 bankruptcy cases, providing debt relief to clients agonizing over debt and their financial commitments. Mark will develop a bankruptcy plan to reduce your debt. We accompany our clients to court and provide you legal support throughout the entire bankruptcy process.
Bankruptcy, the legal procedure for dealing with individual or business debt problems in which financial obligations become discharged. This procedure is covered under Title 11 of the United States Code (the Bankruptcy Code).
Chapter 7 Bankruptcy, also called “straight bankruptcy”. The debtor receives a discharge of all dischargeable debts usually within four months. In the vast majority of cases the debtor has no assets that he would lose so Chapter 7 will give that person a relatively quick “fresh start” without paying back the debt.
Chapter 13 Bankruptcy, also called “reorganization”. Chapter13 bankruptcy is filed by individuals who have the ability to pay some or all debts. Generally a small percentage of the debt must be paid. This type of bankruptcy appeals to individuals who have non-exempt property they want to keep. It’s also an option for individuals who have sufficient income to pay living expenses with some amount left over to pay a portion of their debt.
Clearwater Bankruptcy Attorney Mark Schleben, puts you back in the driver’s seat and gives you control of your financial future. Bankruptcy protects you from creditors, debt collectors, stop paycheck garnishment and stop foreclosure.
Stop Levies & Garnishments * Stop Bill & Debt Collectors * Stop Harassing Phone Calls * Debt Relief Agency
Filing Bankruptcy eliminates your obligation to pay back debt you can’t afford.
Clearwater Attorney Mark E. Schleben will help you understand which bankruptcy option is best for you, so you can make informed decisions about how to proceed. Mark Schleben specializes in Bankruptcy Law and has experience in every aspect of bankruptcy. Mark’s knowledge and 35+ years of experience, Mark is able to resolve the most complex bankruptcy issues.
Law Office Tel: (727) 443-3600 *** 1423 S. Fort Harrison Ave Clearwater, FL 33756